How To Change Contactless Card Limits At Each Bank

Wanting to change your contactless card limit or turn off contactless completely? A number of banks now offer one or both of these options. Use this guide to figure out the options with your bank(s).

If your bank doesn’t offer this feature (or you want to slim down your wallet), I would recommend mobile payment options like Apple Pay or Google Pay. Since mobile payment options offer biometric security (eg. facial or fingerprint recognition), you’re effectively getting the contactless and security benefits at the same time. Although some retailers and/or card providers may impose their own mobile payment limits.

Banks Listed in Alphabetical Order

American Express

  • Can I Set A Contactless Limit?: No

  • Can I Turn Contactless Off?: No

Bank of Scotland

  • Can I Set A Contactless Limit?: Yes

  • Change Contactless Limit To: £30-£95

  • Which Cards?: Credit Cards Only

  • How To Set Your Contactless Card Limit: App Home Screen > Manage Cards > Card Freezes > Change Your Contactless Limit

  • Can I Turn Contactless Off?: Yes (App Home Screen > Manage Cards > Card Freezes > Contactless Transactions)

Barclaycard

  • Can I Change My Contactless Limit?: No

  • Can I Turn Contactless Off?: No

Barclays

  • Can I Change My Contactless Limit?: No, but you can set a general single transaction limit which will affect both contactless and non-contactless payments

  • Change Spending Limit To: £0-£1000

  • Which Cards?: Credit & Debit Cards

  • How To Change Your Spending Limit: App Home Screen > Quick Links > Cards > Select Card > Spending Limit

  • Can I Turn Contactless Off?: No

Capital One

  • Can I Change My Contactless Limit?: No

  • Can I Turn Contactless Off?: No

Clydesdale Bank

  • Can I Change My Contactless Limit?: No

  • Can I Turn Contactless Off?: No

Danske Bank

  • Can I Change My Contactless Limit?: Yes

  • Change Contactless Limit To: £0-£100

  • Which Cards?: Credit & Debit Cards

  • How To Change Your Contactless Card Limit: App Home Screen > Cards > Select Card > Spending Limit

  • Can I Turn Contactless Off?: Yes (Set Contactless Limit to £0)

First Direct

  • Can I Change My Contactless Limit?: No

  • Can I Turn Contactless Off?: No

Halifax

  • Can I Change My Contactless Limit?: Yes

  • Change Contactless Limit To: £30-£95

  • Which Cards?: Debit Cards Only

  • How To Change Your Contactless Card Limit: App Home Screen > Manage Cards > Card Freezes > Change Your Contactless Limit

  • Can I Turn Contactless Off?: Yes (App Home Screen > More > Card Management > Card Freezes > Contactless Transactions

HSBC

  • Can I Change My Contactless Limit?: No

  • Can I Turn Contactless Off?: No, but you can request a non-contactless card

Lloyds Bank

  • Can I Change My Contactless Limit?: Yes

  • Change Contactless Limit To: £30-£95

  • Which Cards?: Debit Cards Only

  • How To Change Your Contactless Card Limit: App Home Screen > More > Card Management > Card Freezes > Change Your Contactless Limit

  • Can I Turn Contactless Off?: Yes (App Home Screen > More > Card Management > Card Freezes > Contactless Transactions)

MBNA

  • Can I Change My Contactless Limit?: No

  • Can I Turn Contactless Off?: No

Metro Bank

  • Can I Change My Contactless Limit?: No

  • Can I Turn Contactless Off?: No

Monzo

  • Can I Change My Contactless Limit?: Yes

  • Change Contactless Limit To: £0-£100

  • How To Change Your Contactless Card Limit: App Home Screen > Monzo Labs > Set Contactless Limit

  • Can I Turn Contactless Off?: Yes via the app only

Nationwide

  • Can I Change My Contactless Limit?: No

  • Can I Turn Contactless Off?: Yes, by phone

Natwest

  • Can I Change My Contactless Limit?: No

  • Can I Turn Contactless Off?: Yes (App Home Screen > Select Card > Manage My Card > Card Security > Contactless Payments)

RBS

  • Can I Change My Contactless Limit?: No

  • Can I Turn Contactless Off?: Yes (App Home Screen > Select Card > Manage My Card > Card Payment Controls > Contactless)

Revolut

  • Can I Change My Contactless Limit?: No

  • Can I Turn Contactless Off?: Yes (App Home Screen > Cards > Contactless Payments)

Santander

  • Can I Change My Contactless Limit?: No

  • Can I Turn Contactless Off?: Yes (App Home Screen > More > Freeze and Manage Card > Block Contactless)

Starling Bank

  • Can I Change My Contactless Limit?: Yes

  • Change Contactless Limit To: £0-£100

  • Which Cards?: Credit & Debit Cards

  • How To Change Your Contactless Card Limit: App Home Screen > Card > Card & Payments Limit > Maximum Single Contactless Payment

  • Can I Turn Contactless Off?: Yes (Set Contactless limit to £0)

TSB

  • Can I Change My Contactless Limit?: No

  • Can I Turn Contactless Off?: No, but you can request a non-contactless card

Virgin Money

  • Can I Change My Contactless Limit?: No

  • Can I Turn Contactless Off?: No