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I'm Andrew Young, a deals and points expert. Here at Capital Matters we share verified deals and loyalty point guides which are updated regularly.

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June 01, 2025

Free Share Referrals UK June 2025

June 01, 2025/ Andrew Cunningham
Free Share Referrals UK June 2025

The best UK free share referral offers, updated throughout June 2025. Get free stocks and shares with Shares App, FreeTrade, Stake and more.

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June 01, 2025/ Andrew Cunningham/ 1 Comment
Investing
Income
July 19, 2021

EXPIRED - FreeTrade’s July 2021 £5,000 Stock Bundle Giveaway

July 19, 2021/ Andrew Cunningham
EXPIRED - FreeTrade’s July 2021 £5,000 Stock Bundle Giveaway

FreeTrade are offering newly referred customers the chance to win £5,000 worth of stocks. That’s on top of the guaranteed free share you’ll get for joining (worth up to £200). Check out all the details here.

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July 19, 2021/ Andrew Cunningham/ Comment
Investing
App, Offer, News, Portfolio
January 20, 2021

How To Start Investing Young

January 20, 2021/ Andrew Cunningham
How To Start Investing Young

The younger you are, the more you can benefit from long term investing. If you save and invest, what could this really be worth to you in the future?

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January 20, 2021/ Andrew Cunningham/ 2 Comments
Investing
January 01, 2021

Why You Should Invest Your Matched Betting Income

January 01, 2021/ Andrew Cunningham
Why You Should Invest Your Matched Betting Income

How to take full advantage of matched betting’s trump card and turn transient tax-free income into a long term tax-free income source.

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January 01, 2021/ Andrew Cunningham/ 4 Comments
Investing
Portfolio, Matched Betting, Income
September 18, 2020

EXPIRED - Grab A Bonus £15+ FreeTrade Share With Their ISA Offer

September 18, 2020/ Andrew Cunningham
EXPIRED - Grab A Bonus £15+ FreeTrade Share With Their ISA Offer

FreeTrade are offering a bonus £15+ free share if you open a Stocks and Shares ISA. Check out all the details!

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September 18, 2020/ Andrew Cunningham/ Comment
Investing
App, Offer, News, Portfolio
August 31, 2020

My Passive Investments - August 2020 (+3.97%)

August 31, 2020/ Andrew Cunningham
My Passive Investments - August 2020 (+3.97%)

August saw the investments grow by 3.97%. Also, Bricklink sales, blogging and Clan Candle (as we approach Q4). Check out this month’s report.

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August 31, 2020/ Andrew Cunningham/ Comment
Investing
Portfolio
June 11, 2020

Vanguard UK, New ESG Funds And Greenwashing?

June 11, 2020/ Andrew Cunningham
Vanguard UK, New ESG Funds And Greenwashing?

Vanguard UK has just launched 2 new ESG funds. What are the details? And, are Vanguard ‘greenwashing’?

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June 11, 2020/ Andrew Cunningham/ 3 Comments
Investing
November 12, 2019

Reviewing Road To Riches - The Board Game

November 12, 2019/ Andrew Cunningham
Reviewing Road To Riches - The Board Game

Road To Riches, launched by the Financial Times and Eliora Games, aims to boost financial literacy amongst young people. In this guide and review, I’ll be looking in detail at the game, breaking down its mechanics, parsing out its financial lessons and commenting on how it holds up as a medium for financial education.

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November 12, 2019/ Andrew Cunningham/ 3 Comments
Investing
October 23, 2019

Vanguard UK Fund Fee Cuts

October 23, 2019/ Andrew Cunningham
Vanguard UK Fund Fee Cuts

In a move that will benefit thousands of investors across the UK, the investment company Vanguard has just announced a fee cut for 36 of its funds. Here are the details.

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October 23, 2019/ Andrew Cunningham/ Comment
Investing
Portfolio
August 06, 2019

The Bed & ISA Explained: Shelter Your Investments From Tax

August 06, 2019/ Andrew Cunningham
The Bed & ISA Explained: Shelter Your Investments From Tax

A Bed and ISA is about making your current investments more tax efficient by effectively moving them into a Stocks and Shares ISA. Here’s my full guide.

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August 06, 2019/ Andrew Cunningham/ Comment
Investing
Portfolio, Income
July 29, 2019

The One Fund Portfolio

July 29, 2019/ Andrew Cunningham
The One Fund Portfolio

You might have heard of the three fund portfolio. But the one fund portfolio? In what circumstances can it make sense to hold all of your investments in one fund?

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July 29, 2019/ Andrew Cunningham/ Comment
Investing
Income, Portfolio
February 01, 2019

"Invest For The Long Term"...In What?

February 01, 2019/ Andrew Cunningham
"Invest For The Long Term"...In What?

You’ve probably heard it before from the mouths of numerous financial aficionados. “Invest for the long term”. Invest yes, but in what exactly?

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February 01, 2019/ Andrew Cunningham/ Comment
Investing
Income, Portfolio
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Capital Matters

Capital Matters is the place to be for UK deals, offers and promo codes that are checked, verified and updated on a daily basis. Along with discount codes, I write detailed guides to loyalty programmes to help you maximise your savings.

About Me

Andrew Cunningham - Award Nominated Personal Finance Blogger - Capital Matters

Welcome to Capital Matters, I’m Andrew Cunningham, an expert in the world of money, deals and loyalty programmes.

This award-nominated UK money blog is the place to be for daily deals, loyalty point guides, referral offers and more.

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